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What Not to Do When Filing a Car Insurance Claim

Following a car accident, one of the first things you are likely to do after checking for any injuries and calling the police is contacting your insurance agency. But there are a few things you need to keep in mind before you call. Certain things you may disclose to an insurance company may work against you. Be aware of the following when you call the insurance company after a car accident:

  • Do not admit to anything while on the phone. Tell the agent the strict facts involved in the case, but do not put forth any personal opinion on the matter. It is the job of the insurance investigators to determine liability. Telling them more than they need to know can hurt your case.
  • Do not delay filing your claim. Be sure to be prompt in providing the insurance company with everything necessary for them to consider your claim. Most insurance companies have strict time limits on filing and if you drag your feet you may lose any coverage that may have been awarded.
  • Never sign any type of document that is a release or waiver. If the insurance company insists on you signing it, contact a lawyer to determine exactly what it means.

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If you have been injured in an automobile accident as a result of another party’s negligence, then you may have the right to recover compensation. The Racine car accident lawyers of Habush Habush & Rottier S.C. ® can help you make an effective claim for damages. To speak with an experienced attorney about your case, contact our offices today at 800-242-2874.

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